Disney Inspire Visa Card Discussion

There was a post over on the DVC Fan Facebook group where someone said that anything that charges as "WDW" counted towards the $200 when you spend $2000 on Resorts or DCL and I can confirm using the method above that this is not the case.

Lightning Lanes and purchases made using your Inspire card directly at the parks do not count towards the $2000 spend, using the method above (and see the screenshot) you can see that my Lightning Lane purchase did not count towards the Resort / DCL bonus it only counted towards the Ticket bonus.

However, Folio expenses do count. So if you are staying onsite and have the Disney Inspire card and want to use it, it would be better to charge everything to your room rather than use the card directly. If your total purchases for the year end up being $2000 or more, you will get a $200 Disney Rewards credit.

I tested this out during our last stay. I purchased some lightning lanes with it and confirmed I did get the “ticket” bonus. I typically charge to the room and pay balance every few days (using gift cards). I did use the Inspire card to make one of those transactions. It charged as WDW Folio (I believe) on my statement and that amount is noted as the current spend status for my reward.

Have found great value with this card so far! Been able to take advantage of the $300 statement credit and $100 ticket credit to save $400 on my dad's annual pass during our last trip. Also using it for our Hulu subscription to save $10 per month, every bit of savings counts!

Adding the Disney Dining Plan to a DVC stay did count for the $2000 of resort spending.

I am not normally an advocate of the Dining Plan, but between Kids Eat Free and getting the resort spending done in one shot, it was a good value for this year's trip.

Oh thats really interesting, I didn't realize the Dining Plan counted! Good to know.

Oh it great to hear how people are using the card for its benefits, thank you! I see the $200 after $2000 of resort spend acting as a “light” dining plan, especially considering that this 10% off would include restaurant tipping, which is currently excluded in both DDP and the visa restaurant discounts.

We are about to attempt purchasing AP’s with our Inspire card. So, I got the card as well as my wife so all of this is X2. My quick math using the x2 $300 Disney gift cards you get just for being approved minus the x2 $300 Disney reward dollars (I think I can use this for any Disney purchase) and the x2 $100 park ticket credit. This is bringing a VERY EXPENSIVE AP for family of 3 to a reasonable cost.

I have the regular Disney Visa with no annual fee. Since I already have a Chase Disney Visa, am I still eligible for all of the incentives? (ex. the $300 sign on bonus?)

How long for the LL credit to show up on the account. It’s been over a week and nothing. The other credits I received pretty quickly.

I've heard from others most of the credits post when the statement closes.

We have yet to use the Ticket Credit or the Hotel Room/Cruise Credit.

Yes, you are... provided you apply for a new card you can get the signup bonus. Do not upgrade your card.

As long as you haven’t had a sign up bonus within the last 24 months. We have the Premier card and are looking at upgrading to the Inspire card.

You should be able to apply for the new Inspire card and get all of the benefits including the sign up bonus.

However, if you call Chase to upgrade from your Chase Disney Visa to the Inspire card, you will not get the sign up bonus but you will get all of the other benefits.

It took me until the next month. I spent over $200 on Lightning Lanes at the end of March for Spring Break and it showed up around April 11th IIRC.

FYI, the Sign Up Bonus for $300 Gift Card and $300 Statement Credit when you spend $1000 will be expiring soon. Starting on May 5th the sign up bonus will change to be a $500 Statement Credit when you spend $1000 but no instant $300 Disney Gift Card when you are approved for the card. Might be better if you can't use the Disney Gift Card I guess, but then I'd question why you're signing up for this card :)

Thank you so much! I applied and instantly received the gift card!

If I used this card to buy gift cards at the disney store, and then used the gift cards to pay my annual dues, would I get the 3% in rewards on the gift card purchase?

You should receive 3% on the gift card purchase - but you could also pay your annual dues using your credit card and you would also receive the 3% back.

But there are ways to save more than 3% on Disney Gift Cards. The Target Circle card for example allows you to purchase Disney Gift Cards at 5% off all the time.

Would the recommendation still be to use the card for the Disney Visa discount on dining and merchandise as opposed to charging it back to the room?

You still might be able to get the Disney Visa discount by showing your card and then still charging it to your room. It never hurts to ask.

If you qualify for the AP or DVC discount - its better to go that route and then charge to your room.

If you can't get any discount charging to your room, the $200 credit is 10% off which is the same as the Disney Visa discount, so it would only make sense if you're trying to hit the $2000 spend, like you're very close to hitting it and it is almost your card anniversary.

Has anyone bought tickets through DVC with the MMB and if that applied to the ticket statement credit? So far, without the statement credit, the DVC tickets for our trip are the cheapest so the statement credit will be an added bonus!

Just a reminder that for those looking to get a Disney Plus credit, you have to activate it beforehand. You don't automatically get it. Also, check your offers page, you might have a Disney Plus offer, too.

The Inspire card makes TOT at DVH a little less painful at checkout. Between that and charging to the room, I've got that perk in the bag!

would i qualify for the 3% rewards while staying at the Swan? It’s on Disney property….

Swan and Dolphin (and Swan Reserve) are not Disney properties they're owned by Marriott, so if you're paying for the room directly with the hotel, through Marriott or through a 3rd party travel agent, you would not get 3% rewards for that and you wouldn't earn towards the $200 reward for $2000 spend for Disney resort stays and cruises by staying at Swan/Dolphin/Reserve.

You would still get 3% rewards for any purchases made with your card at Disney owned & operated locations, so if you bought something from the Disney gift shop in the Swan or Dolphin or if you bought tickets to the theme parks from the Disney planning center - those are all owned & operated by Disney even though they're setup inside the Swan/Dolphin hotels so you still earn 3%.

Think about it this way - even though Disney may own the land, the company you're purchasing from in the case of Swan/Dolphin/Reserve is Marriott. The transaction on your credit card shows as a Marriott purchase, so you don't earn 3%. Conversely, if you used a Marriott card to make the purchase you would earn extra points as a Marriott purchase.

Now if you bought a Vacation Package through Disney where your hotel is Swan or Dolphin you should earn 3% and it likely would count towards the $200 reward for spending $2000 on resorts/cruises because the transaction would be through Disney.

FYI the Disney Character Warehouses do earn at the 3% rate for Disney locations.